Welcome to Scott Country International, the UK's leading specialist in night vision and thermal imaging.
Simply add the items you love to your basket. Once at checkout select the finance option that suits you and then choose Deko.
The quick application form should take no more than a couple of minutes to complete and you’ll receive an instant decision. Easy!
You will only be considered for finance if you:
• Are at least 18 years old
• Are in regular full or part-time employment (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
• Are a permanent UK resident and have lived in the UK for at least 3 years.
• Have a UK bank account capable of accepting Direct Debits
• Have a good credit history with no late payments, debt relief orders, County Court Judgment (CCJs), Individual Voluntary Arrangement (IVAs) or bankruptcies.
• Provide an email address so your documentation can be emailed to you.
We offer a range of interest-free and interest bearing finance options to help you spread the cost of your purchase over 12 or 24 months. The value of the loan needs to be over £250 and you can choose a deposit of up to 50% of the value of the goods.
Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. It’s important to know that when applying for finance a hard credit check is made which is recorded on your credit file.
Once approved, Deko will let you know who the lender is and provide you with their full contact details. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.
In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons and the lender will be able to give you more information.
Your first direct debit payment will be taken about a month after you receive your purchase. This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.
There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this please contact us (your retailer) directly. We can cancel the application on your behalf. There is no need to contact Deko or your lender.
A payment plan does not affect our standard refund and returns policy. Just contact us and we’ll cancel your application and the lender will refund your deposit and let you know of any outstanding balance if applicable.
Scott Country International Ltd are authorised and regulated by the Financial Conduct Authority, register number 721544.
Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.
Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please refer to www.dekopay.com/faq or visit www.dekopay.com
Scott Country International is a Registered UK trademark (Trade Mark no. UK00003131592)
Scott Country Limited SC433828 is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority 721544.
We do not charge you for credit broking services. We will introduce you exclusively to Omni Capital Retail Finance Limited finance products provided by Omni Capital Retail Finance Limited through the Deko platform.
Product specifications listed throughout are subject to manufacturers changes without notice.